Social Security Disability Insurance (SSDI) and Social Security Retirement are two separate programs that share a name but work differently. Both are run by the Social Security Administration, but they have different rules about who can receive payments, how much you get, and when you can start collecting. Understanding which program applies to your situation—or whether you might may have access to for both—requires knowing how each one works and what conditions must be met.

The articles here explain the key differences between these programs: how the payment amounts are calculated, what happens to your benefits if you work, how age factors into each program, and what the process process looks like for each one. You'll also learn about situations where someone might transition from one program to another, and how to understand which option may be available to you.